Funding Resources
Tools and information to help you prepare
Educational Resources
Preparation Tools
Industry Insights
Everything you need to prepare for a successful funding application. Our resources help you understand the process, organize your documentation, and make informed decisions about business financing.
Funding Readiness Checklist
Use this checklist to assess your preparation:
Business Foundation
Business has been operating for at least 6 months
You have business bank account and financial records
Financial Clarity
You know approximately how much funding you need
You have a clear purpose for the funds
Documentation Ready
Your business and personal information is up to date
You're prepared to provide documentation promptly
Document Preparation
Having these ready will streamline your process:
Financial Statements
- •
Business tax returns (last 1-2 years)
- •
Business bank statements (last 3-6 months)
- •
Profit & loss statement
- •
Balance sheet (if available)
Business Documentation
- •
Business licenses and formation documents
Personal Information
- •
Personal identification (driver's license
Pro Tip
Keep digital copies of all documents organized in labeled folders. This makes it quick and easy to submit when needed, and serves as good business practice year-round.
Funding Tools & Calculators
Interactive tools to help you plan and prepare
Funding Calculator
Estimate monthly payments based on funding amount and term.
Cash Flow Analyzer
Assess your ability to service debt based on revenue patterns.
Document Checklist
Get a personalized list of documents needed for your situation.
Expert Tips for Success
Learn from our experience helping thousands of businesses
Start Early
Begin gathering documents before you need funding. It's easier to organize when you're not under time pressure.
Keep Records Current
Regularly update your financial statements and business information. Current records speed up the application process.
Know Your Numbers
Understand your revenue, expenses, and cash flow. This knowledge helps you choose the right funding amount and type.
Have a Clear Plan
Articulate exactly how you'll use the funds and how it will benefit your business. Specific plans strengthen applications.
Funding Terminology
Common terms you may encounter:
APR
Annual Percentage Rate - the yearly cost of borrowing including interest and fees
Term
The length of time you have to repay the funding
Collateral
Assets pledged to secure a loan
DSCR
Debt Service Coverage Ratio - measures cash flow versus debt obligations
Factor Rate
Pricing method used in some short-term funding (e.g., 1.2 means repay $1.20 per dollar borrowed)
Personal Guarantee
Your personal commitment to repay if business cannot
Downloadable Resources
Take these guides with you for offline reference
Funding Readiness Checklist
PDF checklist to track your preparation
Coming Soon
Document Preparation Guide
Detailed guide on what lenders look for
Coming Soon
Funding Terminology Guide
Comprehensive glossary of funding terms
Coming Soon
Ready to Get Started?
Take the first step toward your funding goals. Our team is here to help.